Interest free credit period (only on
full payment on or before the due date) Calculation of interest for transactions will be from the posting day onwards and not from the statement date.
50 days
Finance Charge
2.00% per month (24% p.a)
Minimum payment due whichever is higher
5% or Rs. 250
Cash advance limit
50%
LIFESTYLE FEATURES
Automatic Bill Settlement - Initial
setup fee
Rs 500 (for less than two registrations)
Nexus program
Available
0% interest instalment plan
Available
Selects program
Available
Cash Back
Available
FEES
Joining fee - Primary
Rs. 300
Joining fee - Supplementary
Rs. 500
Annual fee - Primary
Rs. 1000
Annual fee - Supplementary
Rs. 750
Cash advance fee (Local)
Rs. 200/- + 4% on face value
Finance Charge (Cash Advance)
2% per month (24% p.a)
Cash advance fee (Overseas)
US$ 3 and 3% on the face value
Late payment fee
Rs. 750
Excess charge over credit limit
Rs. 750
Returned cheque - Lack of Funds
Rs 1000
Returned cheque - Other Reasons
Rs 200
Limit enhancement fee – Permanent (Urgent)
Rs. 750
Limit enhancement fee – Permanent (Normal)
Rs. 500
Limit enhancement fee – Temporary (Urgent)
Rs. 500
Limit enhancement fee – Temporary (Normal)
Rs. 350
VISA letter
Rs. 500
Card replacement fee
Rs. 500
Copy of statement
Rs. 200 per copy
copy of sales voucher (up to maximum
of 3 months from transaction date)
Rs. 200
PIN replacement
Rs. 500
Billing cycle change
Rs. 200
Early renewal fee
Rs. 200
Re-couriering of cards
Free of Charge
Standing instruction% changing fee
Rs. 200
Overseas courier fee
Rs. 3000
Emergency card replacement - overseas
Free of Charge
Apply online:
*Conditions
apply
Terms and Conditions of the American Express Blue Card & important information on Credit Card Usage
