Amex Blue Card

FEATURES

   
Interest free credit period (only on full payment on or before the due date)
Calculation of interest for transactions will be from the posting day onwards and not from the statement date.
 
50 days
Finance Charge
 
2.00% per month (24% p.a)
Minimum payment due whichever is higher
 
5% or Rs. 250
Cash advance limit
 
50%

LIFESTYLE FEATURES

   
Automatic Bill Settlement - Initial setup fee
 
Rs 500 (for less than two registrations)
Nexus program
 
Available
0% interest instalment plan
 
Available
Selects program
 
Available
Cash Back
 
Available

FEES

   
Joining fee - Primary
 
Rs. 300
Joining fee - Supplementary
 
Rs. 500
Annual fee - Primary
 
Rs. 1000
Annual fee - Supplementary
 
Rs. 750
Cash advance fee (Local)
 
Rs. 200/- + 4% on face value
   Finance Charge (Cash Advance)   2% per month (24% p.a)
Cash advance fee (Overseas)
 
US$ 3 and 3% on the face value
Late payment fee
 
Rs. 750
Excess charge over credit limit
 
Rs. 750
Returned cheque - Lack of Funds
 
Rs  1000
Returned cheque - Other Reasons
 
Rs  200
Limit enhancement fee – Permanent (Urgent)
   Rs. 750
Limit enhancement fee – Permanent (Normal)
   Rs. 500
Limit enhancement fee – Temporary (Urgent)
   Rs. 500
Limit enhancement fee – Temporary (Normal)
   Rs. 350
VISA letter
 
Rs. 500
Card replacement fee
 
Rs. 500
Copy of statement
 
Rs. 200 per copy
copy of sales voucher (up to maximum of 3 months from transaction date)
 
Rs. 200
PIN replacement
 
Rs. 500
Billing cycle change
 
Rs. 200
Early renewal fee
 
Rs. 200
Re-couriering of cards
 
Free of Charge
Standing instruction% changing fee
 
Rs. 200
Overseas courier fee
 
Rs. 3000
Emergency card replacement - overseas
 
Free of Charge
*Conditions apply

Terms and Conditions of the American Express Blue Card & important information on Credit Card Usage

CLICK HERE