Amex Blue Card Amex Blue Card

FEATURES

   
Interest free credit period (only on full payment on or before the due date)
 
55 days
Finance Charge
 
3.00% per month (36% p.a)
Minimum payment due whichever is higher
 
5% or Rs. 250
Cash advance limit
 
50%

LIFESTYLE FEATURES

   
Automatic Bill Settlement - Initial setup fee
 
Rs 500 (for less than two registrations)
Nexus program
 
Available
0% interest instalment plan
 
Available
Selects program
 
Available
No surcharge on gas and fuel
 
Available
Cash Back
 
Available

FEES

   
Joining fee - Primary
 
Rs. 300
Joining fee - Supplementary
 
Rs. 500
Annual fee - Primary
 
Rs. 800
Annual fee - Supplementary
 
Rs. 500
Cash advance fee (Local)
 
Rs. 200/- + 4% on face value
   Cash advance interest (Local)   4% per month (48% p.a)
Cash advance fee (Overseas)
 
US$ 3 and 3% on the face value
Late payment fee
 
Rs. 600
Excess charge over credit limit
 
Rs. 600
Returned cheque - Lack of Funds
 
Rs  1000
Returned cheque - Other Reasons
 
Rs  200
Limit enhancement fee – Permanent (Same Day)
   Rs. 750
Limit enhancement fee – Permanent (2 Working Days)
   Rs. 500
Limit enhancement fee – Temporary (Same Day)
   Rs. 500
Limit enhancement fee – Temporary (2 Working Days)
   Rs. 350
VISA letter
 
Rs. 500
Card replacement fee
 
Rs. 500
Copy of statement
 
Rs. 200 per copy
copy of sales voucher (up to maximum of 3 months from transaction date)
 
Rs. 200
PIN replacement
 
Rs. 500
Billing cycle change
 
Rs. 200
Early renewal fee
 
Rs. 200
Re-couriering of cards
 
Free of Charge
Standing instruction% changing fee
 
Rs. 200
Overseas courier fee
 
Rs. 3000
Emergency card replacement - overseas
 
Free of Charge
*Conditions apply

Terms and Conditions of the American Express Blue Card & important information on Credit Card Usage

CLICK HERE