 |
|
|
MEMBERSHIP FEES |
|
|
|
|
| Joining fee - Primary |
|
Rs. 1,250 |
|
|
| Joining fee - Supplementary |
|
Rs. 500 |
|
| Annual fee - Primary |
|
Rs. 2,900 |
|
| Annual fee - Supplementary |
|
Rs. 1,000 |
|
FINANCIAL FEES |
|
|
|
|
| Finance Charge |
|
2.33% p.m (28% p.a) |
|
| Cash advance fee (Revolving Int rate) |
|
2.33% p.m (28% p.a) |
|
|
| Cash advance fee (Overseas) |
|
USD 3 + 4% on the face value |
|
|
| Cash advance fee (Locally) |
|
Rs. 300/- + 4% on face value |
|
|
| Maximum Credit Period on new purchases |
|
50 Days |
|
|
| Minimum Credit Period on new purchases |
|
20 Days |
|
|
PENALTY FEES |
|
|
|
| Late payment fee |
|
Rs. 900 |
|
|
| Excess charge over credit limit |
|
Rs. 900 |
|
ACCOUNT MAINTENANCE FEES |
|
|
|
| Processing Fee for an Urgent Application |
|
Rs. 750 |
|
| Returned cheque (Lack of funds) |
|
Rs. 1,000 |
|
| Returned cheque (Other reasons) |
|
Rs. 200 |
|
| Limit enhancement fee (Normal) |
|
Rs. 600 |
|
| Limit enhancement fee (Within 24Hours) |
|
Rs. 900 |
|
| VISA Letter |
|
Rs. 500 |
|
| Card replacement fee |
|
Rs. 500 |
|
| Copies of statement (within last three statements)** |
|
Free |
|
| 1Copy of sale voucher - (up to a maximum of 3 months from transaction date) |
|
Free |
|
| PIN replacement fee |
|
Free |
|
| Billing cycle change |
|
Free |
|
| Early renewal fee |
|
Free |
|
| Re-couriering of cards |
|
Free |
|
| Standing instruction % changing fee |
|
Free |
|
| Overseas courier fee |
|
Rs. 3,000 |
|
SERVICES FEES |
|
|
|
| Merbership Rewards Fee |
|
Rs. 250 |
|
| Merbership Rewards Plus Fee |
|
Rs. 500 |
|
| SMS Altert |
|
Rs. 250 |
|
|
