| Minimum amount due whichever is higher |
4% or Rs. 250 |
| Standard Cash advance limit |
50% |
| Cash advance Interest |
2% p.m (24% p.a) |
Fees |
|
| Annual fee-Primary |
Rs. 5,000 |
| Joining fee - Primary |
Waived off |
| Joining fee - Supplementary |
Waived off |
| Annual fee - Primary |
Rs. 5000 |
| Annual fee - Supplementary |
Rs. 1000 |
| Maximum Credit Period on new purchases |
50 Days |
| Minimum Credit Period on new purchases |
20 Days |
| Finance Charge |
2.33% p.m (28% p.a) |
| Cash advance fee (Revolving Int rate) |
2.33% p.m (28% p.a) |
| Cash advance fee (Overseas) |
USD 3 + 4% on the face value |
| Cash advance fee (Locally) |
Rs. 300/- + 4% on face value |
| Late payment fee |
Rs. 900 |
| Processing Fee for an Urgent Application |
Rs. 750 |
| Excess charge over credit limit |
Rs. 900 |
| Returned cheque (Lack of funds) |
Rs. 1,000 |
| Returned cheque (Other reasons) |
Rs. 200 |
| Limit enhancement fee (Normal) |
Rs. 600 |
| Limit enhancement fee (Within 24Hours) |
Rs. 900 |
| VISA Letter |
Rs. 500 |
| Card replacement fee |
Rs. 500 |
| Copies of statement |
Free |
| Copy of sale voucher - (up to a maximum of 3 months from transaction date) |
Free |
| PIN replacement fee |
Free |
| Billing cycle change |
Free |
| Early renewal fee |
Free |
| Re-couriering of cards |
Free |
| Standing instruction % changing fee |
Free |
| Overseas courier fee |
Rs. 3,000 |
| Merbership Rewards Fee |
Free |
| Merbership Rewards Plus Fee |
Free |
