skip to Main Content

Refer a friend to Nations Trust Bank American Express

Refer a Friend & Get LKR 2000 Cashback

  • Refer a friend for a Nations Trust Bank American Express Card and get LKR 2000 Cashback. Valid for references made through link
  • Valid till 31st December 2019
  • Cashback is awarded upon successful lead completion

Nations Trust Bank American Express Member-Gets-Member Campaign 2019

Terms and Conditions

 Program Period

  1. The Nations Trust Bank American Express Credit Card Referral Programme (the “Referral Programme”) is open to all existing locally issued NTB American Express Credit Cardholders (“Cardholder/ Referrer”) effective from “01st November 2019 to 31st December 2019” (both days inclusive) (“the referral period”).
  2. Subject to terms and conditions mentioned herein, the Cardholders (except the cardholders who are excluded under condition 3 a ) who refer contacts (‘Referees’) via the referral form made available online by the Nations Trust Bank PLC (‘NTB’) during the referral period and act in accordance with the Terms and Conditions herein are entitle for reward under this programme
  3. Exclusion –
    • a) All Nations Trust Bank American Express Corporate Credit Cardholders, Travel Cardholders, Explorer Cardholders and Staff Members of Nations Trust Bank are not eligible to participate in this referral
    • b) All Referrals made for Supplementary Credit Card/s, Companion Card/s or Corporate credit cards are excluded from the Referral
    • c) The Referees shall not be individuals below the age of 18 years/ Unemployed/ or earns monthly income below 50,000/-.
  4. The referral is considered successful upon completion and submission of the Nations Trust Bank American Express Credit Card Application Form to NTB and/or it’s Authorized Representative on or before 31 December 2019 by a Referee and the American Express Card is issued to the Referee subsequent to NTB’s approval on or before 31 January 2020
  5. The Referrer will receive a reward as follows for each successful Credit Card Application
No of successful referrals Cash back rewards
1 Rs. 2,000/- will be credited to the referrers credit card account


6. Only the Referrers with NTB Credit Card Accounts that are maintained in good standing and conducted in a proper and satisfactory manner (as determined by Nations Trust Bank in its sole discretion) during the entire Referral Period are eligible for the reward. In the event that a credit card account is closed or terminated or suspended for any reasons whatsoever during the referral period, NTB reserves the rights to withdraw the referral from the Referral Programme and the relevant Cardholder shall not be entitled to any reward whatsoever.

7. A Referrer will be rewarded up to a maximum of Fifty (50) successful referrals referred during the Referral period.

8. If more than one Referrer refers the same contact/Referee and application submitted by such referee has been approved by Nations Trust Bank Plc, then the Referrer who submitted the referral form online (based on NTB’s record) initially will be entitled for the reward.

9. Subject to condition 7 above, regardless of the number of referrals made by a referrer for Nations Trust Bank American Express Credit Card Account, the Referrer will be rewarded only for successful referrals (more fully defined in condition 4).

10. Referrer shall not be entitled to receive the Reward if the referee is: –


  1. An existing NTB Credit Cardholder; or
  2. A person who has closed his/her NTB Credit Card account within the last twelve (12) months

11. Nations Trust Bank Plc reserves the right to replace the above reward with an item of equal or similar value at its sole discretion without a notice to the referrer

12. The Reward is not transferrable/assignable to another person or exchangeable for Reward points or other services/ reward items of Nation Trust Bank Plc.

13. Nations Trust Bank has the right to exclude anyone from this Referral Programme in its sole and absolute discretion without any obligation to provide notice and reasons.

14. Nations Trust Bank’s decision on all matters relating to the Referral Programme, including without limitation on the time of receipt of the referral and application forms by Nations Trust Bank Plc shall be final, and conclusive. No correspondence in relation to Nations Trust Bank’s decision will be entertained

15. Nations Trust Bank reserves the right in its absolute discretion to vary, delete or add to any of these Terms and Conditions of this Referral Programme, change or withdraw the Referral Programme, at any time without giving reason or prior notice to Cardholders. In case of any dispute, Nations Trust Bank’s decision shall be final and conclusive.

16. SMS will be sent by Nations Trust Bank to the Cardmembers /Referrer who are entitle for the Reward confirming the Reward details and the reward will be shown in the subsequent credit card statements

17. Nothing herein amounts to a commitment or representation by Nations Trust Bank Plc to conduct similar Referral Programme/ Promotion in the future.

18. In the event of dispute arising out of this Referral Programme, the decision of Nations Trust Bank Plc is final and conclusive.

19. Only the fully completed referral forms shall qualify for this Referral Programme.

20. The general terms and conditions of Nations Trust Bank American Express Credit Card/s shall apply to this Referral Programme.

21. All written communications with regards to the Referral Programme should be addressed to The Manager, Nations Trust Bank, No 490, Galle Road Colombo 03. Enquiries could also be made at the American Express Call Centre +94 (0)11 4 414141 or Bank’s 24-Hour Contact Centre +94 (0)11 4 711411 or via e-mail ‘’

22. These Terms and Conditions shall be governed and constructed by the laws of Sri Lanka and shall be subjects to the exclusive jurisdiction of the Courts of Sri Lanka

Related Offers

Spring & Summer

Enjoy 15% savings at…

Glory Swim Shop

Enjoy 20% Savings at…

Fashion Bug

Enjoy 20% savings at…


Enjoy 20% savings at…

Back To Top