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General Terms & Conditions 

• The promotion is open to card holders of American Express® Credit Cards issued by Nations Trust Bank PLC. (Excluding Corporate Cards)
• Cardmember is to settle the total bill payment via American Express® credit card issued by Nations Trust Bank PLC to be eligible for the settlement plan(s) mentioned herein.
• The offers cannot be exchanged for cash and/or used in conjunction with any other promotional programs or offers provided by service establishments involved in this promotion.
• Nations Trust Bank PLC reserves the right to withdraw, modify or change all or any of the rules, terms & conditions applicable to this promotion at any given time without prior notice.
• If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment(s) & Nations Trust Bank PLC shall be final.
• Nations Trust Bank PLC accepts no liability for the quality of goods and services provided by the service establishments involved in this promotion since the Bank is not the supplier of such goods and services.
• The general Credit Card terms and conditions will continue to apply.
• The promotion is bound by the terms & conditions of the respective service establishment(s) and Nations Trust Bank