SINGER & Sisil World

Up to 36 Month Extended Settlement Plans with Nations Trust Bank American Express Credit Cards

Valid for bills of LKR 50,000/- and above

Transaction to be converted at the merchant outlet

No processing fee applicable

Valid till 30th September 2026

Call and Convert Easy Settlement Plan (ESP) - 6 & 12 Months - Terms & Conditions

Call and Convert Easy Settlement Plan (ESP) Promotion [“Promotion”] is made available to all American Express Credit Cards (“Card-member(s)”) issued by Nations Trust Bank PLC (Bank)
The promotion is valid for transactions performed till 30th September 2026
Minimum value of the single transaction to be eligible for ESP conversion is LKR 50,000/-or above.
Cardmember can convert the transactions into an equal monthly instalment of 12 or 06.
The Cardmember requesting for Call and Convert ESP Promotion should inform Call Centre on the eligible transaction he/she wishes to convert within 30 days from the transaction date.
The Bank may at its sole discretion reject any ESP requests made by the Cardmember, which does not comply with the termsand conditions of the Call and Convert ESP Promotion.
Call and Convert ESP promotion is valid only on the transactions performed in personal nature
The total transaction amount will be blocked within the existing credit limit and the respective installments will be billed to the statement on a monthly basis. The blocking will be gradually reduced along with the repayment of each installment.
In the event cardholder settles partial value of the statement due value for the month, applicable credit card interest will be levied on the due balance in accordance with the Bank’s Cardmember agreement.
Cardmember should inform the Bank if they wish to early settle the ESP transaction where relevant fees will apply in accordance with the Banks Tariff.
In the event the Cardmember’s credit card is terminated, cancelled, not renewed, or suspended due to any reason whatsoever or any breach of the termsand conditions herein including nonpayment of dues under the ESP or any breach of the Card member agreement and the terms and conditions thereof, the outstanding installments (including the Installments that are not billed) shall become immediately due and payable in full to the Bank.
Unless otherwise expressly provided herein, the Bank’s Cardmember agreement relating to the respective credit card shall apply to the installments and the payment of installments hereunder which shall be treated as a normal transaction charged to the credit card. In the event of any conflict arising between the termsand conditions hereof and the Cardmember agreement the former shall prevail only to the extent the same shall relate to matters involving the Call and Convert ESP Promotion.
The general credit card termsand conditions will continue to apply

Up to 36 Months Settlement Plans (ESP)- Terms & Conditions

Up to 36 months Settlement Plan (ESP) Promotion is made available to all American Express Credit Cards issued by Nations Trust Bank PLC.
The promotion is valid for transactions performed till 30th September 2026 at Outlets.
No call and covert facility available.
Minimum value of the single transaction to be eligible for ESP conversion is LKR 50,000/-or above.
The total transaction amount will be blocked within the existing credit limit and the respective installments will be billed to the statement on a monthly basis. The blocking will be gradually reduced along with the repayment of each installment.
In the event cardholder settles partial value of the statement due value for the month, applicable credit card interest will be levied on the due balance in accordance with the Bank’s Cardmember agreement.
Cardmember should inform the Bank if they wish to early settle the ESP transaction where relevant fees will apply in accordance with the Banks Tariff.
In the event the Cardmember’s credit card is terminated, cancelled, not renewed, or suspended due to any reason whatsoever or any breach of the terms and conditions herein including nonpayment of dues under the ESP or any breach of the Card member agreement and the terms and conditions thereof, the outstanding installments (including the Installments that are not billed) shall become immediately due and payable in full to the Bank.
Unless otherwise expressly provided herein, the Bank’s Cardmember agreement relating to the respective credit card shall apply to the installments and the payment of installments hereunder which shall be treated as a normal transaction charged to the credit card. In the event of any conflict arising between the terms and conditions hereof and the Cardmember agreement the former shall prevail only to the extent the same shall relate to matters involving the Call and Convert ESP Promotion.
The general credit card terms and conditions will continue to apply

® 2026 American Express® Company. All rights reserved. Users of this site agree to be bound by the term of the American Express Website Rules and Regulations. Nations Trust Bank PLC is a licensed commercial bank supervised by the Central Bank of Sri Lanka.

Nations Trust Bank PLC - PQ 118 | Fitch Rating A(lka) Nations Trust Bank PLC is a licensed Commercial Bank supervised by the Central Bank of Sri Lanka.

American Express® and the American Express® logos are trademarks of American Express® Company and its affiliates issued to a license pursuant from American Express®.

Personal

Business

Key Links

Apply Now